Privacy Policy

THE WIZARD LIZARD / EZBuy PRIVACY POLICY

EZBuy is a web based process developed by Wizard Lizard LLC that is used for gathering and conveying online the personal information and electronic signatures needed to produce and complete an insurance application between an insurance agent or broker and the customer. EZBuy has physical, electronic, and procedural security measures in place designed to protect your personal information. The only employees who have access to your information are those with a need to know to serve and accommodate the EZBuy process.


Information Collected Through EZBuy
The following personal information may be collected, verified and transmitted through the EZBuy process between you and the insurance agent, broker, insurance carrier, insurance GA/MGA or third party insurance processing and driving/vehicle record vendor via the internet for the purpose of completing an insurance application:


Personal Information may include any identifying information, such as:

  • Your name, names of others, address, e-mail address, phone number;
  • Age, marital status, occupation, driver’s license number, social security number, assets, income, and beneficiaries;
  • Claim history, driving record, car make and model, license plate number, lender and leasing agent;
  • Credit card, debit card, checking account, credit history, credit standing, policy coverage, premiums, and payment history.

No credit card, debit card or checking account information is store or retained by Wizard Lizard or EZBuy.


EZBuy conveys personal information provided by:

  • You or your respective insurance agent or broker;
  • Documentation you complete and submit through EZBuy such as disclosures, e-signatures, applications or portions of applications and forms;
  • Consumer reporting agencies;
  • The DMV to verify driving record, auto title, or license status;
  • Claims databases, such as the Comprehensive Loss Underwriting Exchange (CLUE)


How EZBuy Uses and Discloses Personal Information
In order for the EZBuy process to facilitate the completion of an insurance application, your personal information will be securely conveyed back and forth via the internet between you and the insurance agent or broker that is assisting you with your insurance transaction. Your insurance agent or broker will have custody of your personal information as well and it is recommended that you review the agent’s or broker’s Privacy Policy. EZBuy does not sell or provide personal information or customer lists to any other person(s) or entity for any reason other than those stated here. Your collected information may occasionally be used to notify you of products or services that might be of interest to you. If you do not wish to receive product or service information, simply send us an email stating 'no information' at sales@ezbuyesales.com.


Information transmitted through EZBuy may be revealed to:

  • Financial companies such as life, medical, automobile, and property insurers, premium finance companies, insurance Managing General Agents and General Agents and Surplus Lines Brokers;
  • Service providers that help process or service your insurance account and payment;
  • Medical-care facilities or providers to verify coverage and benefits;
  • A court, governmental or regulatory agency when there is a lawful request;
  • Law enforcement when lawfully requested to protect against fraud or unauthorized transactions;
  • A group policyholder for purposes of reporting claims experience;
  • Our legal counsel for review and opinion; and
  • As otherwise permitted or required by law.


Use of Cookies
This website may make use of 'cookie' technology to measure site activity and to customize information for functionality or your personal tastes. A cookie is an element of data that a website can send to your browser, which may then store the cookie on your hard drive. EZBuy only uses 'session' cookies.


Security
We have security measures in place in our physical facilities and at our offsite collocation servers designed to protect against the loss, misuse, or alteration of information that we have collected from you. The security of all information associated with our users is an important concern to us. We do our best to exercise care in providing secure transmission of your information from your computer to our and our affiliates', computers and servers. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, we cannot ensure or warrant the security of any personal information you transmit to us or from our online products and services, and you do so at your own risk. Once we receive your transmission, we use industry standard efforts to safeguard the confidentiality of your personal information, such as firewalls and secure socket layers. However, please be advised that 'perfect security' does not exist on the Internet.


Acceptance of Privacy Policy Terms
By using this website, you acknowledge your agreement with EZBuy’s privacy policy. IF YOU DO NOT AGREE WITH THIS POLICY, PLEASE DO NOT USE THIS WEBSITE. Your continued use of EZBuy's website following the posting of changes to these terms will mean you accept those changes.

If EZBuy uses a service provider to help service your account, your personal information stays confidential. Service providers agree to keep personal information private and not use it for any other purpose. EZBuy may provide links to other third party Web sites. Even if the third party is affiliated with EZBuy through a business partnership or otherwise, EZBuy or Wizard Lizard is not responsible for the privacy policies or practices or the content of such external links or business partners. These links are provided to you for convenience purposes only, and your access of them is at your own risk. We recommend that you review the privacy policies of any EZBuy business partner.


Limitation of Liability
EZBuy will not be responsible for any damages or injuries that accompany or result from using this website, including, but not limited to damages or injury caused by any : (a) use of (inability to use) this website; (b) use of (or inability to use) any site to which you hyperlink from our website; (c) failure of performance; (d) error; (e) omission; (f) interruption; (g) defect; (h) delay in operation or transmission; (i) computer virus; or (j) line failure.


DISCLAIMER
The items displayed and provided through this website are on an 'AS IS' basis. This means that we disclaim any implied or expressed warranties on content that was provided by outside sources such as insurance carriers, insurance producers and comparative raters. This includes, but is not limited to warranties that: (a) the text displayed is of any certain standard; (b) that the functional elements contained in this site will be uninterrupted or error-free; (c) that any defects will be corrected within any certain time-frame (d) that this site, or the servers that make them available are free of viruses or other potentially harmful components or conditions; or (e) that information contained on this site is accurate as of any particular date.

We reserve the right to change this Privacy Policy on a prospective basis. Your use of the EZBuy web based process and software shall be deemed your acceptance of the terms and conditions of this Privacy Policy then in effect. Consequently, you should review this Privacy Policy frequently.

You may view and print a copy of this Privacy Policy by clicking on EZBuy Privacy Policy at www.ezbuyesales.com. If you have any questions now or during your visit about our Privacy Policy, please send an e-mail to support@ezbuyesales.com.